- SLIDE 1: Welcome and Introduction
- SLIDE 2: Achieve Your Educational Goals
- SLIDE 3: Who Should You Turn to for Assistance?
- SLIDE 4: Before You Borrow a Federal Stafford Loan
- SLIDE 5: How Do I Select a Lender?
- SLIDE 6: Types of Stafford Loans
- SLIDE 7: Setting Up a Personal Budget is Key
- SLIDE 8: Begin to Think About Your Future
- SLIDE 9: Know Your Loan
- SLIDE 10: Reasons Why Borrowing Can Be Good
- SLIDE 11: Don't Sink Into loan Debt
- SLIDE 12: The Debt Red Zone
- SLIDE 13: Student Borrower Responsibilities
- SLIDE 14: Be Organized! Keep Everything!
- SLIDE 15: What Can I Use My Student Loan For?
- SLIDE 16: What Are My Rights as a Borrower?
- SLIDE 17: Stafford Student Loan Repayment
- SLIDE 18: Payment Schedule
- SLIDE 19: How Does The Interest Rate Affect Me?
- SLIDE 20: Avoid Delinquency And Default
- SLIDE 21: Default Has Severe Consequences
- SLIDE 22: Stay On Target With Your Loan!
- SLIDE 23: Track Your Federal Student Loan Online!
- SLIDE 24: For More Information
- SLIDE 25: Appreciation and Acknowledgements
- SLIDE 26: Credits
21. Default Has Severe Consequences...
Shauna: Keeping track of everything.
- Stafford loans cannot be eliminated through bankruptcy
- Results in poor credit rating
- Ineligible for future student financial aid
- Federal and state taxes withheld
- Enormous hassle!
